Just helping you find the right mortgage solution and ensuring you, your family and home have the protection they deserve.
* In the vast majority of cases broker fees do not apply as providers pay commission. There are a very small number of occasions where a fee is charged. If this applies to you it will be confirmed before any application is made.
How it Works
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James Duffy is the Principal adviser at JD Mortgage Solutions. He has been in the mortgage industry since 2001. His first role involved working for a high street lender as a mortgage underwriter. James then moved to an Independent Financial Adviser, working on their mortgage desk to gain invaluable experience of face-to-face advice and completing the Certificate in Mortgage Advice & Practice. He then moved to one of the big four banks to work initially as a mortgage adviser and then as an area sales manager. JD Mortgage Solutions started trading in 2009 with the vision to provide clients with access to the extensive mortgage market without having to pay a broker fee. James’s client-base ranges from those simply remortgaging to those requiring more complex lending solutions and providing ongoing advice as client circumstances change throughout their lives.
The best part of being a part of this community is about working together.
The best part of being a part of this community is about working together.
James was recommended to me by my boss as I was interested in buying my first home. James took the time to explain to me what my maximum budget was and how this changed dependent on the size of my deposit. He also explained how the term of the mortgage can impact the mortgage amount and other factors to be aware of. He explained how much I could expect stamp duty and solicitor fees to be and the different types of surveys that were available. He helped manage my application, first obtaining an approval in principle and then collating the documents the lender needed. I did not need to speak to the lender as James did this on my behalf. He even managed to reduce the cost of the mortgage as the lender reduced their rate after my application was submitted. A painless experience throughout
I approached James following a recommendation from family as I was buying a new home but finding in difficult to locate a lender who would consider my income. I had been a director of my limited company for only just over one year at the time I needed to find a mortgage. As the company had been trading for many years beforehand and I was employed by the same company, James was able to agree the mortgage with a high street lender. James has helped me since refinance the mortgage including on an interest only basis. James also helped me obtain life insurance via the business which helps as the premiums are allowable deductions for the business. This was complicated further by the fact that I have an underlying health condition. James was fantastic a pre-agreeing the life insurance before we applied and medical reports were requested.
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Get in touch
Copyright © 2020 JD Mortgage Solutions.
All Rights Reserved.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE
JD Mortgage Solutions is a trading style of James Duffy who is an appointed representative of Quilter Mortgage Planning Limited, which is authorised and regulated by the Financial Conduct Authority.
The Financial Conduct Authority does not regulate some Buy to Let Mortgages.
Guidance and/or advice contained within this website is subject to the UK regulatory regime, and is therefore targeted at consumers based in the UK.
Copyright © 2020 JD Mortgage Solutions.
All Rights Reserved.