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Mortgages

Helping you finance the home of your dreams or the investment property to maximise your income.

Owner-occupied mortgages

I have helped numerous clients with very different requirements including the self-employed, interest only, second homes, contractors, foreign income, help-to-buy, shared ownership, right-to-buy, foreign nationals, mortgages past retirement, guarantors, adverse credit, new-build properties and unusual properties.

Scouring the thousands of mortgage products available can be a tiresome and time-consuming task which is why I use the most up-to-date technology and my extensive knowledge to source the whole of the market and ensure you obtain the most appropriate mortgage available for your circumstances. Whether you are buying your first home, remortgaging, need to raise capital from the equity in your home or moving to another property, I do the research for you, deal with the lender on your behalf and manage the progress of your application.

In most circumstances your mortgage will be the biggest financial commitment you take and I am here to ensure you fully understand the product, process and implications of taking a mortgage. I have developed robust relationships with the lenders and extensive knowledge of the market to ensure your circumstances and requirements match those of the lender.

Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.

Buy-To-Let Mortgages

My clients include those with portfolios, limited companies, professional landlords, houses in multiple occupation, multi-unit freehold sites, using earned income to support the mortgage, first-time landlords and let-to-buy scenarios.

Whether you are buying your first investment property, re-financing an existing property or expanding your existing portfolio of buy-to-let properties, I am here to help you ensure you find the right lender. I understand that you are looking for competitive mortgage rates to maximise your investment. I also understand that you may need to complete the transaction as quickly as possible. I have a number of existing portfolio clients who continue to return to me as they know I can deliver the right mortgage at the right time. Most lenders now apply an interest coverage ratio to calculate the maximum mortgage amount however some lenders have different stress rates and some will allow the use of excess disposable income to support a buy-to-let mortgage. Knowledge and experience are the key to ensuring you obtain the most appropriate product for your circumstances and by using my services you can be assured of this.

Enquire now

Owner-occupied mortgages

I have helped numerous clients with very different requirements including the self-employed, interest only, second homes, contractors, foreign income, help-to-buy, shared ownership, right-to-buy, foreign nationals, mortgages past retirement, guarantors, adverse credit, new-build properties and unusual properties.

Scouring the thousands of mortgage products available can be a tiresome and time-consuming task which is why I use the most up-to-date technology and my extensive knowledge to source the whole of the market and ensure you obtain the very best mortgage deal available for your circumstances. Whether you are buying your first home, remortgaging, need to raise capital from the equity in your home or moving to another property, I do the research for you, deal with the lender on your behalf and manage the progress of your application.

In most circumstances your mortgage will be the biggest financial commitment you take and I am here to ensure you fully understand the product, process and implications of taking a mortgage. I have developed robust relationships with the lenders and extensive knowledge of the market to ensure your circumstances and requirements match those of the lender.

Buy-To-Let Mortgages

My clients include those with portfolios, limited companies, professional landlords, houses in multiple occupation, multi-unit freehold sites, using earned income to support the mortgage, first-time landlords and let-to-buy scenarios.

Whether you are buying your first investment property, re-financing an existing property or expanding your existing portfolio of buy-to-let properties, I am here to help you ensure you find the right lender. I understand that you are looking for the best mortgage rates available to maximise your investment. I also understand that you may need to complete the transaction as quickly as possible. I have a number of existing portfolio clients who continue to return to me as they know I can deliver the right mortgage at the right time. Most lenders now apply an interest coverage ratio to calculate the maximum mortgage amount however some lenders have different stress rates and some will allow the use of excess disposable income to support a buy-to-let mortgage. Knowledge and experience are the key to ensuring you obtain the best value product for your circumstances and by using my services you can be assured of this.

Enquire now

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